The origin story
I was one day away.
Then everything fell apart.
In 2023 I had $120,000 saved over four years. Pre-approval in hand. Buyer's agent engaged. The offer was going in the next morning on a property in Port Kennedy, WA for $535,000.
That night my phone rang. My employer was being investigated for fraud. I lost my job overnight. As a casual employee, my 12 months of income couldn't be used. I had to walk away.
That property is now worth $975,000. I missed $440,000 in capital gains because nobody told me that casual employment could end a mortgage application overnight.
I came back 12 months later with permanent employment and bought in Warnbro, WA for $513,000. It's now worth $837,000.
Why this playbook exists
"I built the guide I wish I'd had. Every hard lesson. Every thing nobody told me."
2019–2023
Four years of saving
$120,000 deposit built from scratch. Every dollar counted.
2023 — The setback
One phone call. Everything gone.
Port Kennedy property ($535k) went to the next buyer. Now worth $975,000.
March 2024 — Property 1
Warnbro, WA — $513,000
Bought with permanent employment. Right suburb, right structure.
Now worth $837,000 · +$324k
2025 — Property 2
Grovedale, VIC — $635,000
Geelong corridor. Torrens title. Capital growth focus.
Now worth $716,000 · +$71k
Now
Property 3 in planning
War chest ready. Pre-approval in place. The system keeps working.